Home Ownership Workshop
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Workshop Registration
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Come learn from industry experts how to optimize your credit scores. Why is this important? Because your credit score is a key factor in determining your qualifications and loan terms when purchasing anything—from a car to a home!
Join us and bring your friends and family to gain a better understanding of how credit works and to equip yourselves for your next major purchase.
January 31, 2026
1:00 pm – 3:00 pm
1743 US Hwy 27 S
Sebring FL 33870
Here are some of the topics that will be covered:
- How Credit Scores Are Calculated
- Break down the five main components (payment history, utilization, credit age, mix, inquiries).
- Explain what impacts scores the most.
- How to Quickly Improve Your Credit
- Reducing credit card utilization.
- Removing inaccuracies.
- Using authorized users effectively.
- Strategically paying debt.
- How to Read and Understand a Credit Report
- What lenders look for.
- How to spot errors.
- How often to review your credit.
- The Impact of Credit on Homebuying
- How credit affects mortgage interest rates.
- Minimum score requirements for different loan types.
- Best Practices Before Applying for a Loan
- What you should not do before a mortgage (common mistakes).
- How to prepare your credit for homeownership.
