Home Ownership Workshop
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Workshop Registration
Please register above so we can reserve your seat at the workshop.
Discover everything you need to buy your dream home. This workshop will prepare you to secure the best loan, improve your credit score, and navigate the pre-approval process.
Learn from industry experts, explore loan types and PITI, and get answers to all your questions while enjoying refreshments. You’ll also hear about Heartland Homes’ incentive programs and see both move-in-ready and pre-construction homes.
Discover the Keys to Buying Your Dream Home
- Down payment needed – minimum and ideal
- Credit scores and how to optimize them
- Loan assistance programs and debt-to-income ratio
November 22, 2025
3:00 pm – 5:00 pm
1743 US Hwy 27 S
Sebring FL 33870
First-Time Homebuyer Workshop: Your Roadmap to Homeownership.
This essential, foundational workshop is the first in our series and will simplify the entire process for you. We’ll teach you how to prepare for a mortgage, confidently navigate pre-approval, and improve your credit score.
Learn directly from industry experts as we explore loan options (FHA vs. Conventional), the full PITI calculation, and how to leverage local down payment assistance programs. You’ll leave with a clear understanding of your Debt-to-Income (DTI) ratio and a simple document checklist for pre-approval. Get answers to all your questions while you enjoy complimentary refreshments, and hear about Heartland Homes’ exclusive incentive programs and available move-in-ready and pre-construction homes.
The workshop is entirely free! Small bites and drinks are provided. Bring your family and friends and start your homeownership journey prepared!
Discover everything you need to buy your dream home. This workshop will prepare you to secure the best loan, improve your credit score, and navigate the pre-approval process.
Learn from industry experts, explore loan types and PITI, and get answers to all your questions while enjoying refreshments. You’ll also hear about Heartland Homes’ incentive programs and see both move-in-ready and pre-construction homes.
Discover the Keys to Buying Your Dream Home
- Down payment needed – minimum and ideal
- Credit scores and how to optimize them
- Loan assistance programs and debt-to-income ratio
November 22, 2025
3:00 pm – 5:00 pm
1743 US Hwy 27 S
Sebring FL 33870
Taller para Compradores de Vivienda por Primera Vez: Su Hoja de Ruta hacia la Propiedad.
Este taller fundacional es el primero de nuestra serie y simplificará todo el proceso para usted. Le enseñaremos cómo prepararse para una hipoteca, navegar con confianza la preaprobación, y mejorar su puntaje crediticio.
Aprenda directamente de expertos del sector mientras exploramos las opciones de préstamos (FHA vs. Convencional), el cálculo completo de PITI, y cómo aprovechar los programas locales de asistencia para el pago inicial (down payment). Saldrá con una comprensión clara de su relación Deuda-Ingreso (DTI) y una sencilla lista de verificación de documentos para la preaprobación. Obtenga respuestas a todas sus preguntas mientras disfruta de refrigerios de cortesía, y conozca los programas de incentivos exclusivos de Heartland Homes y las viviendas listas para mudarse y en preventa disponibles.
¡El taller es completamente gratuito! Se proporcionarán pequeños aperitivos y bebidas. Traiga a sus amigos y familiares y comience su camino hacia la propiedad bien preparado.
